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    <title>형사합의금 on 차곡차곡</title>
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      <title>운전자보험 필요할까, 자동차보험 특약과 비교</title>
      <link>https://car.importants-studio.com/posts/driver-insurance-vs-car-insurance/</link>
      <pubDate>Sun, 18 Oct 2026 09:00:00 +0900</pubDate>
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      <description>운전자보험이 맡는 벌금·형사합의금·변호사비용을 내 자동차보험 법률비용 특약이 대신하는 경우가 있습니다. 두 보험의 보장 대상과 중복 가입 때 달라지는 점을 정리했습니다.</description>
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